Hill's Mortgages

Blog

What Actually Happens on Completion Day?
August 18th 2026

What Actually Happens on Completion Day?

Completion day is the day you get the keys. Here is exactly what happens, when the money moves, why chains cause delays, and what to do if something goes wrong.
What Is Conveyancing and How Long Does It Take?
August 18th 2026

What Is Conveyancing and How Long Does It Take?

Conveyancing is the legal process of buying a home and it takes longer than most people expect. Here is a plain English explanation of what happens, how long each stage takes, and what causes delays.
I Run an Online Business. Can I Get a Mortgage?
August 17th 2026

I Run an Online Business. Can I Get a Mortgage?

Ecommerce sellers on Amazon, Etsy, Shopify and eBay often wonder whether their income counts for a mortgage. It does but how lenders assess it is worth understanding before you apply.
How Much Can I Borrow for a Mortgage on My Salary?
August 17th 2026

How Much Can I Borrow for a Mortgage on My Salary?

How much you can borrow for a mortgage depends on more than just your salary. Here is a plain English guide to how lenders calculate affordability, with worked examples relevant to buyers in Didcot and Oxfordshire.
Can You Get a Mortgage on a Thatched Cottage in Oxfordshire?
August 17th 2026

Can You Get a Mortgage on a Thatched Cottage in Oxfordshire?

Thatched cottages are common across Oxfordshire and the villages around Didcot. Getting a mortgage on one is possible but it works differently to a standard property. Here is what you need to know.
What Is a Mortgage Agreement in Principle? A Plain English Guide
August 17th 2026

What Is a Mortgage Agreement in Principle? A Plain English Guide

If you are buying a home in Didcot or anywhere in Oxfordshire, you will hear the phrase "agreement in principle" early on. Here is what it actually means, what it does and what it does not do.
Didcot Garden Town: What's Actually Planned and What's Happening
July 13th 2026

Didcot Garden Town: What's Planned, What's Happening and What's Been Delayed

Didcot has been a designated Garden Town since 2015. Here is a plain English breakdown of what the regeneration programme involves, what is already underway and where things are still moving slowly. Target keywords: Didcot Garden Town plans, Didcot regeneration 2026, Didcot new development what's happening
Best walks within 30 minutes of Didcot
July 13th 2026

Best Walks Near Didcot, Oxfordshire: A Local Guide

From Wittenham Clumps to the Ridgeway, Didcot is surrounded by some genuinely brilliant walking country. Here are the best routes on your doorstep.
The Best Villages to Live Near Didcot
June 11th 2026

Best Villages Near Didcot, Oxfordshire: A Local Guide for Buyers

Thinking about moving to a village near Didcot? From Blewbury on the Ridgeway to Sutton Courtenay on the Thames, here is a guide to the most popular options and what each one is actually like.
Moving to Didcot from London : Is It Worth It?
June 11th 2026

Moving to Didcot from London : What You Need to Know Before You Go

Thinking about leaving London for Didcot? Here's an honest look at the commute, the cost difference, what you gain, what you give up, and what the mortgage picture looks like.
The Harwell Campus Effect
June 11th 2026

Harwell Campus and the Didcot Housing Market - What You Need to Know

Harwell Science Campus is one of the UK's fastest-growing science and innovation hubs. Here's how its expansion is shaping the housing market in Didcot and the surrounding villages.
Remortgaging in Didcot
June 11th 2026

Remortgaging in Didcot, Oxfordshire – What to Do When Your Fixed Rate Ends

If you bought or remortgaged in 2021 or 2022, your fixed rate is likely coming to an end. Here's what Didcot homeowners should be thinking about right now.
Didcot Property Ladder
June 9th 2026

Thinking of Moving Up the Property Ladder in Didcot? Here's How the Maths Works

Great Western Park to the villages nearby, moving up the property ladder in and around Didcot involves more than just finding the right house. Here's how to make the numbers work.
Nobel Park
June 9th 2026

Nobel Park Is Changing Didcot. Here's What First-Time Buyers Need to Know

Nobel Park is one of Oxfordshire's biggest new developments. If you're a first-time buyer eyeing a home there, here's what you need to know about mortgages before you reserve a plot.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.